IRA CD Accounts

  1. Choose an account type (up to five per application) and enter your personal information.
  2. Fund your account electronically from any checking or savings account, with a personal check or wire transfer.
  3. Verify and submit your information and you're ready to start earning great rates.

It's a low-risk way to earn

a great rate on your retirement savings.

  • Earn a competitive rate–while protecting the nest egg you've worked so hard to build
  • No market risk–your money is secure and not subject to fluctuations in the market
  • No custodial fees–keep more of your money while you earn at a guaranteed rate.

Manage your account securely anytime, anywhere.

At Maturity

  • We'll notify you with renewal options that meet your needs
  • Choose automatic renewal for the same term at a rate that consistently beats the National Average1
  • Add to a maturing IRA CD or fund a new one using our free online transfer

While You're Earning

  • Manage and track your account online or by phone 24 hours a day
  • Accumulate interest in your IRA CD or, depending on your age, you can choose to transfer the interest to another account
  • Schedule regular distributions to the account of your choice

1. Bankrate.com (4Q-2008) Top Tier Quarterly Winner for consistently high yields.